# Super Micro's bank borrowings went from $112m to $4,056m in a year, half of it due within twelve months

![Super Micro's bank borrowings went from $112m to $4,056m in a year, half of it due within twelve months](https://aiswingx.com/static/covers/smci-bank-debt-maturities_cover.jpg?v=1790101685)

**From the borrowings note in the FY2026 10-K: lines of credit and term loans multiplied 36 times. The principal repayment schedule puts $2,039.8m in FY2027, under $10m in each of the following three years, and $2,000m in FY2031. Three Taiwanese term loans mature on September 15, October 3 and October 15**

Super Micro Computer's (SMCI) borrowings note in its fiscal 2026 annual report (10-K) shows bank borrowings of $4,056.1m at June 30, 2026, against $112.5m a year earlier — 36 times as much. Of that, $2,039.8m is classified as due within twelve months.

- 종목: SMCI (Super Micro Computer)
- 분기: FY2026 · 10-K
- 작성: 2026-09-22 18:28 UTC · 업데이트: 2026-09-22 20:57 UTC
- 원문: https://aiswingx.com/p/smci-bank-debt-maturities

## 숫자 하나
Bank borrowings $4,056.1m against $112.5m a year earlier, 36 times.

## 비유 하나
(구독자 전용)

## 출처 하나
Super Micro Computer Form 10-K (fiscal 2026, filed 2026-08-31), borrowings note (lines of credit and term loan tables, principal repayment schedule), balance sheet and cash-flow statement, MD&A liquidity

## 다음 분기에 볼 것
(구독자 전용)

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## What happened

Super Micro Computer (SMCI) builds AI servers, and its fiscal year ends in June.

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(End of free preview. What the numbers mean, why it matters, company context, the next-quarter checklist and the arithmetic are available to subscribers — https://aiswingx.com/pricing)

## FAQ

**Q. Does all $4bn have to be repaid soon?**

$2,039.8m falls due within twelve months and $2,016.4m after that.

**Q. What matures this autumn?**

Term loans with Taiwanese banks: E.SUN on September 15 ($2.5m), Mega Bank on October 3 ($3.1m) and Chang Hwa Bank on October 15 ($2.6m).

**Q. Does the company have the cash?**

Cash and equivalents were $7,521.5m at June 30.

**Q. Where can I check this myself?**

On SEC EDGAR, open Super Micro Computer, Inc.'s fiscal 2026 10-K (accession 0001375365-26-000022) and read the lines of credit and term loan tables in the borrowings note, the principal repayment schedule, and the balance sheet.