SOFI

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SOFI’s 20-year financial history in one view

aiSwingX™ explains what changed in the latest filing. Stock Rover covers up to 20 years of financial data with screening and charting, so you can see how revenue, margins, cash flow and debt have moved over the long run.

See SOFI’s 20-year trend ↗
aiSwingX™ analyzes US filings and reports them as news investors can read.
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43
Amazon: 8 Meta AI: 5 ChatGPT: 3 Perplexity: 3 Claude: 2 Google · Gemini: 0 Others: 17
Read by AI & crawlers
Amazon8
Meta AI5
ChatGPT3
Perplexity3
Claude2
Google · Gemini0
Others17

Counted by the name each crawler gives. Google · Gemini includes Googlebot, whose index Google also uses for its AI features; other search engines and bots are in Others.

Upcoming from the filings All →

Filings EDGAR acceptance time · auto bulletin · source link

FiledFormPeriodAuto flagsCite
10-QQ2 2026 · 2026-06-30 Subscribersfacts →

Numbers to watch every quarter

Metric2025Q4 free2026Q12026Q2
Cumulative fair-value adjustment
10-Q 2026Q2 Note 4
$1,937M
Fair-value adjustment / tangible equity
10-Q 2026Q1 balance sheet · Note 4, computed
Loan carrying value / principal
10-Q 2026Q2 Note 4 (Dec 31 comparative)
105.7%
Personal-loan default assumption (weighted avg)
10-Q 2026Q2 Note 12
4.5%
Personal-loan discount rate (weighted avg)
10-Q 2026Q2 Note 12
4.5%

One quarter of figures is open; the other quarters, including the one the latest article covers, are for subscribers. See plans

SOFI Go deeper — research tools

Outside tools for the next step after our filing analysis. They are not aiSwingX™ analysis or opinion.

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2026Q2 · 10-Q ·

SoFi books $4.60 of future profit on every $100 it lends — $2.0bn and counting

At June 30, 2026 SoFi's loan book (principal plus fair-value adjustment) stood at 104.6% of principal. The cumulative adjustment of $2.03bn equals 21.5% of tangible equity of $9.42bn.
aiSwingX™ analyzes US filings and reports them as news investors can read.
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43
Amazon: 8 Meta AI: 5 ChatGPT: 3 Perplexity: 3 Claude: 2 Google · Gemini: 0 Others: 17
Read by AI & crawlers
Amazon8
Meta AI5
ChatGPT3
Perplexity3
Claude2
Google · Gemini0
Others17

Counted by the name each crawler gives. Google · Gemini includes Googlebot, whose index Google also uses for its AI features; other search engines and bots are in Others.