SOFI

aiSwingX™ analyzes US filings and reports them as news investors can read.
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Numbers to watch every quarter

Metric2025Q42026Q12026Q2
개인대출 연체율 가정(가중평균)
10-Q 2026Q2 Note 12
4.5000%4.8000%
개인대출 할인율 가정(가중평균)
10-Q 2026Q2 Note 12
4.5000%5.0000%
공정가치 조정 / 유형자본
10-Q 2026Q1 재무상태표·Note 4 계산
22.2000%21.5000%
누적 공정가치 조정
10-Q 2026Q2 Note 4
1937.0000$M2039.0000$M2027.0000$M
대출 장부가 / 원금
10-Q 2026Q2 Note 4 (12월 말 비교 열)
105.7000%105.3000%104.6000%
2026Q2 · 10-Q ·

SoFi books $4.60 of future profit on every $100 it lends — $2.0bn and counting

At June 30, 2026 SoFi's loan book (principal plus fair-value adjustment) stood at 104.6% of principal. The cumulative adjustment of $2.03bn equals 21.5% of tangible equity of $9.42bn.

Frequently asked questions

How often are articles published?

Mostly during earnings season — an article for each covered company when its 10-Q or 10-K is filed, plus material 8-K filings when relevant.

Can I request a ticker?

Yes. Send a request through Messages after logging in and we will consider it for the next earnings season. License customers may nominate priority tickers.

What is on a ticker page?

The company's articles and a table of key metrics that accumulates quarter by quarter, so the same figure can be compared over time.

aiSwingX™ analyzes US filings and reports them as news investors can read.
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